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I needed fast cash and applied for a loan through the website. My application was approved quite fast and the loan was granted. On payday I repaid in full. Reasonable BestCredit Team for your great support!

Noordina

Creative Designer

The customer service rep that I spoke to was awesome. He verified my identity and the money was in the bank in 10 minutes. It was an easy and awesome experience. Thank you for being there for me.

Dayana

Creative Designer

This is the first time that I applied loan through online . I was worried and don’t have any confidence on moneylender as I read about several bad reviews. I done some research online and read about the good reviews of Cash24Mins. Indeed, they are very professional and friendly. First they will call you to verify your details then he started to explain the loan plans and interest rates. In the end, I decided to take a $2000 loan and 6 months repayment plan. I am very thankful and satisfied with their services. Thumbs up for them!

Kenny Liu

Creative Designer

    Payday Loan in Singapore

    We’ve been there, too – that moment when you realise you to spend a few hundred dollars more than what you can afford right now. You might have just gotten paid, too, and now youíre stuck in the middle of two hard decisions.

    How do you make money when your next pay is two weeks away, and you need that money fast? What can you do?
    BestCredits8
    Fortunately, there are certain kinds of loans that provide immediate relief from financial pressures. One of those propositions is a payday loans, a kind of personal loan that advances your next cheque.

    What is a Payday Loan?

    A payday loan is a short-term loan that allows you to receive money based on what you need before your next payday, as implied by the name. Usually, the payment is used to pay off the loan, so consider it as a way of pulling your resources a few weeks in advance. The exchange means paying a some interest towards what you pull forward from your next pay, including some fees for using a loan service.

    Payday loans in Singapore are very easy to acquire. Lenders will not check your credit score, but they will ask for proof of income so they know that youíre getting paid soon.

    This also helps estimate how much you can take out for your loan.

    However, because payday loans are an advancement of what youíre going to be paid, it means that the amount you can get for the loan is going to be smaller than your actual pay cheque.

    Never assume that a payday loan is going to be a significant amount of money.

    The fees that are attached to the loan depend on the lender. Some lenders will charge a high APR, others will not. Shop around for the best lender for you.

    BestCredits8 has flexibility to meet your needs, so feel free to contact us with any questions about payday loans to see what we can provide.

    How Can a Payday Loan Help?

    Sometimes, you need funds to help you through a rough financial patch.

    You might have considered taking out a personal loan, but sometimes you need money faster than what the typical personal loan allows for.

    Here are the top reasons a payday loan is a good decision:

    • Most people of legal age (21) are eligible for a payday loan;
    • You must be either a Singapore citizen, permanent resident (PR), or holder of a valid Singapore employment visa or work visa (please note that foreign students are not permitted to receive payday loans);
    • Bad credit doesnít disqualify you from payday loans;
    • You can have funds delivered automatically to your bank account in as little as 1-2 business days;
    • A payday loan is more of a cash advance, so you donít have to worry about a long-term commitment or drawn-out repayment periods;
    • The application process is fast and simple;
    • Helps you build a credit score by making a single, one-time and on time payment.

    In short, if you find yourself facing an unexpected bill or need to make an upfront purchase for something that doesnít fit into your current budget, a payday loan is an ideal way to help get you the money you need now before your next payday.

    In a scenario where you need money now, you donít want to have to go through the drawn-out and tedious process of going to a bank and applying for a personal loan.

    How to Apply For a Payday Loan Online?

    The procedure for applying for a payday loan online with BestCredits8 is easy! Like our other loan services, you can fill out the application online.

    The application is straightforward and requires you to provide some information, such as your name, address, contact details, and a way to verify that you are employed and will be receiving pay from your employer within the next few weeks.

    Once you have submitted your application, please wait around 15-30 minutes for one of our representatives to contact you and go over the details you provided us. At this time, if you have any questions about he agreement, you are more than welcome to ask.

    Applying for†the best payday loan doesnít require any sensitive information or heavy documentation. You are also not required to provide us with your credit score, making a payday loan a great option for those who have bad or non-existent credit.

    Why Apply From BestCredits8?

    You need money fast. We can help. BestCredits8 is a licensed moneylender that has been approved by the Ministry of Law in Singapore. We provide you with quick, easy, and hassle-free loans that can be accepted in as little as 15 minutes of your time.

    Our online application process makes inquiring and receiving money painless, so you can get on with your life and take care of the problems as they arise. Furthermore, our interest rates are extremely fair, meaning you can do more with your money without having to face serious consequences later on.

    At BestCredits8, we understand that money can be tight and that you need flexibility. That is why we work hard to provide you with affordable rates, repayment periods, and a willingness to ensure that you remain financially stable.

    Most importantly, we are honest and transparent throughout the entire application process. Our applications are written in clear language; and if you ever need assistance with filling out an application, you can consult with us at any time.

    Lastly, all of your details are safe and secure with us. Using the latest technologies on our website, every detail you submit goes to us and us alone. We will never pass your information on to someone else.

    FAQ

    Have more questions? Weíve answered some of the most frequently asked questions about payday loans below.

    When will the payday loan repayment be due?

    All payments are due on the day you receive your next pay from work.

    What are the fees on the payday loan?

    As we mentioned above, the amount of interest and any extra fees depends on the lender. The additional amount you have to pay will be outlined in the contract.

    How do I pay you back?

    The amount you owe the lender, such as BestCredits8, will be automatically deducted from your bank account on the next payday.

    How long does the entire procedure take?

    With our streamlined application process, applying should only take you a few minutes. Once you submit the application, one of our experienced team members will contact you to go over the details. If you are given authorization for a payday loan, the funds will be put into your account within 1-2 business days. Sometimes, you can receive your money on the day of the application.

    What should I watch out for when applying for a payday loan?

    Unfortunately, there are a number of unlicensed, unapproved moneylenders in Singapore who behave more like loan sharks. Please be aware of the contract terms and conditions. If there is anything that sounds unclear or makes you hesitant, do not sign the contract. Make sure the terms, the repayment schedule, the interest rates, and any other details regarding fees are clearly outlined and written in understandable language.

    Apply Payday Loans Online Now

    BestCredits8 is more than happy to assist you with your next payday loan.

    Call us or contact us online today with any of your questions or get started with your application right now.

    Why choose us?

    WE OFFER A TOTALLY NEW WAY OF BORROWING

    Fair Interest rates

    Fair Interest rates

    Enjoy Extra Cash with lowest interest rate of 4% p.m

    Loans up to S$50,000

    Loans up to S$5000

    No hassles in getting your loan

    Get Your Cash Less than 15min If Application Is Approved

    Get Your Cash Less than 15min

    Fast Approval Rate by just fill up the form or call our hotline

    CONTACT OUR FRIENDLY AGENT NOW!

    OPEN HOURS

    Daily from 8am – 11pm

    Singapore Licensed MoneyLenders Consultancy

    We do not bare any responsibility if you do not verify and ask if the loan officers are from our company. There are Unlicensed money Lenders & Loan Sharks claiming they are from our company. Only Whatsapp us through the number stated above, if they call or whatsapp you with another number, please whatsapp the given number on our website and report to us!